Blackjack Playing Options

Blackjack Playing Options

Complete Savvy Blackjack Playing Options Guide

Blackjack Dealer Playing Options

The dealer must play his hand in accordance with the house rules even if he has the players beaten without drawing any more cards. The dealer must draw until he has a total of 17 to 21.

In some casinos, most notably in downtown Las Vegas and northern Nevada, the dealer will hit a soft 17 (A with 6) or any other soft hand totaling 17 such as A and A with 5 or A with 4 and 2.

This rule is disadvantageous to the players. If the dealer does not bust, he will compare his total with each of the player totals, paying the winners and collecting bets from the losers.

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The Blackjack Player Playing Options

In addition to making decisions to stand or hit, players have certain other options for playing out their hands.

Depending on the rules of the game played, they may-

    • split any pair, 
    • double down after receiving the first two cards, 
    • surrender if this option is offered or 
    • take insurance under certain circumstances.

How these options are exercised are major contributors as to whether a player has a successful winning strategy or not.

Blackjack Playing Options: Pair Splitting

Virtually all casinos allow the player the option of splitting the first two cards if these cards have the same value (eg. 7 and 7, 10 and 10 or Q and K).

By splitting a pair, the player is changing one initial hand into two separate hands. In order to do this, the player usually doubles his initial bet. If, after splitting, he receives another card of like value, most casinos will allow him to split again, up to a total of four splits. Of course, each split requires adding an additional wager.

A player may ask for as many draw cards (hits) as he wants on a split hand. The exception to this rule occurs with split aces. In this case, nearly every casino allows only one additional draw card to each split ace. Probably the most frustrating hand in blackjack is to split a pair of Aces and then receive another Ace, for a hand totaling 12. This outcome turns one of the most promising hands into one of the most dismal.

Splitting pairs may be advantageous to a player for two reasons. First, it offers the option of turning a weak hand into two potentially stronger ones. It is always advantageous to split an 8 with 8, as a hand valued at 16 is the weakest possible hand.

Two hands with starting totals of 8 each are better starting hands than one hand totaling 16.

Another reason a player will split pairs is to exploit a dealer’s weakness as revealed by his up-card. A hand of 9 with 9 will be split versus a dealer’s up-card of 6. With an up-card of 6, the dealer has a potential stiff hand, a hand to which the dealer must draw, but which can be busted with a draw if the hole card is a 6 through 10. To take advantage of the dealer’s weakness, a player would split the 9,9 to get more money on the table.

Blackjack Playing Options Guide

Blackjack Playing Options: Doubling Down

Doubling down is a valuable player option in that a player may double his wager in favorable situations. The only disadvantage to the player is that when he doubles down, he may draw only one additional card. Doubling down is used in two ways to increase the player’s prospects of winning a hand.

A player will double down when the dealer’s up-card is weak, and the dealer has a high probability of busting. Here, the purpose of doubling is to take advantage of the dealer’s weakness. A player may also decide to double down if his first two cards are so strong that he is likely to win against the dealer by beating his total outright.

Blackjack Playing Options: Surrender

The player option of surrender was first seen in 1958 at the Continental Casino in Manila. After a dealer determined that he didn’t have a blackjack, a player could throw in his hand after any number of cards, so long as he hadn’t busted. By surrendering his hand, the player would lose only half of his original bet.

In 1978, Resorts International in Atlantic City offered players the chance to surrender after receiving the first two cards, before the dealer checked for a blackjack. This option became known as early surrender and the version first used in Manila as late surrender.

Early surrender offered too much of an advantage to knowledgeable players and was discontinued after a short trial period. It has not been offered anywhere since.

Late surrender, which is also called conventional surrender or just “surrender,” is now common in Las Vegas, Atlantic City, and other gambling meccas. It now consists of giving up your hand and losing half of your wager after seeing the first two cards. Surrender is permitted only if the dealer has no blackjack.

After viewing your first two cards and the dealer’s up-card, you may decide that your hand is so poor that you have little chance of winning it. At this point, casinos offering surrender will allow you to give up your card and lose half of your bet after the dealer peeks and determines that he doesn’t have a blackjack. In a shoe game, you may announce your intention to surrender by simply saying aloud, “I surrender.”

In a single or double-deck game dealt face down, tossing your first two card face up onto the table will signal the dealer that you are surrendering the hand.

Blackjack Playing Options: Insurance

After dealing the first round of two cards to himself and each of the players, the dealer will momentarily stop the game if his up-card is an ace. The dealer will ask the players if they wish to take insurance.

A player may insure his hand against the prospect of the dealer having a 10-valued card as his hole card and thus a blackjack. This bet is made by placing a bet in an amount up to one-half of the original wager. A winning insurance bet pays two to one and wins if the dealer does indeed have a blackjack.

Dealers will check their hole cards by peeking at them in such a way that no players can see the cards.

Here’s how insurance works. Assume that a player’s wager is for $10.00 and he is dealt a 10,10. The dealer’s up-card is an Ace. Before any player has the chance to complete his hand, the dealer will ask “insurance?”

To make the insurance bet, the player would place up to $5 in front of his original bet. Assume he makes the insurance wager and bets $5.00. After all the insurance bets are made, the dealer will peek at his hole card. Let’s assume it was a ten. The dealer will turn over the ten to show the players his blackjack. The player will lose his original $10 wager.

However, his insurance wager will win and will be paid 2 to 1, for $10.00. The net result is that the player breaks even.

If the dealer’s hole card is not a ten valued card, the insurance bet is lost and the round continues with the usual player and dealer playing options.

Blackjack Playing Options: Back-Playing

Back-playing is much more common in international games than with games in the United States. It is especially common in locales with many Asian players such as Australian casinos.

When the tables are crowded, some casinos allow players standing behind the seated players to place additional bets in the same betting boxes. The seated players must consent to this arrangement, and the back betting player is forced to abide by any decisions the seated player makes. It is customary to politely ask a seated player if you may bet with him before attempting to make a wager.

The seated player may split or double down on a hand and the back bettor may either match his original bet accordingly, wager a lesser amount, or simply refrain from making an additional wager and abide by the results of the original hand.

Allowing these outside players to play in the seated players’ boxes often creates confusion, especially in situations where one player will take insurance and not the other, or in situations where one player doubles or splits and the other forgoes these options.